Financial
Retirement pay, taxes, and concurrent receipt — modeled clearly
Educational calculators for service members planning where to retire and how pay systems interact. Free teaser below; sign in for the full suite.
Educational tools
Clarity for the numbers that shape the next chapter
Illustrative estimators for retired pay, VA concurrent receipt, state tax, and TSP — additive tools that feed one Summary, with sources, review dates, and clear limits on what they can and cannot tell you.
What's inside
A full financial planning module
Built for clarity — with sources, review dates, and the same educational disclaimers we use across Retire With Honor.
Retirement pay estimator
VA disability & concurrent receipt
State tax on retired pay
TSP & BRS matching
State law library + Summary
Reviewed data
Pay tables and state tax rules, versioned with last-reviewed dates — not hard-coded in the UI.
TSP planning
Savings sit beside retired pay — model both, then read the combined Summary.
The signed-in suite links pay → VA → state tax → TSP into one additive cash-flow view so you can see how deferrals and taxes change the monthly picture.
Hybrid access
Try the pay estimator free. Unlock the full toolkit when you create an account.
Public visitors can run High-3 and BRS teaser estimates. Signed-in members get COLA, VA concurrent receipt, state tax, TSP projections, additive Summary, and the state law library.
Teaser calculator
Estimate retired pay in under a minute
Estimates are illustrative only — not DFAS quotes, tax advice, investment advice, or VA claims guidance. Confirm figures with your finance office, LES/DFAS, and your state department of revenue.
See the full disclaimer.
Retirement pay estimator
Educational High-3 / BRS-style estimate from years of service and basic pay. Learn about High-3 · BRS overview
Prefilled from the illustrative pay table for your grade/YoS — override with your actual High-3.
Estimate
50.0% of High-3 average (2.5% × 20.0 years). High-3 is the average of the highest 36 months of basic pay.
Multiplier
50.0%
High-3 / base
$5,200.00
Monthly
$2,600.00
Annual
$31,200.00
Annual detail, COLA, REDUX, TSP, and summary unlock after sign-in.
Next to your checklist
Numbers matter most when they sit beside a real transition plan.
Pair calculators with your checklist
Use the free retirement checklist alongside these educational tools — then verify figures with DFAS, your finance office, and your state department of revenue.